Product Defects and El Monte Manufacturers Insurance

Manufacturing plants are open to a variety of risks and exposures depending on the types of products being produced and sold, and those risks can vary. If for whatever reason an item that you produce in some way causes an injury due to a defect or, for example, poorly worded instructions about proper use of the product, this can have costly consequences. In order to minimize any liability exposure, or to defend your claims of product safety, it’s going to require El Monte Manufacturers insurance to protect you against any litigation in the event someone is injured while using your product.

Having prior, similar issues may be problematic

The basic principles of safe product design are to weed out any defects in design to eliminate hazards so that the US Consumer Product Safety Commission deems the product safe. If a hazard issue cannot be removed or fixed, then safety devices must be built in to prevent injuries from occurring. In any case, provide warnings wherever and whenever necessary.

In most product liability cases the defendant will try to assert that there’s no evidence of prior accidents. This will require the defendant to establish that, if there had been prior accidents, the defendant would have known about them due to the fact that there was a mechanism in place to check on the safety of the product.

Having no evidence of any prior accidents may simply be a result of there being no record keeping system in place to record such complaints or no knowledge of any actual incidents that took place. Therefore, evidence must be established before proof of a lack of prior accidents would be admissible. In order to lay the proper foundation for a defense of no prior accidents the defendant would be required to show that he or she likely would have known of those prior accidents if they had occurred.

Product Liability Insurance is a must have solution

Defective products are an unfortunate part of the negative aspect of the manufacturing industry. In El Monte it is prudent for companies operating in these types of operations to carry El Monte Manufacturers insurance, which includes product liability coverage. This can help to ensure that, if a lawsuit is the result of a claim of an injury due to the use of a defective product, that the company will have provisions as a result of having proper coverage in place.