Legal Issues and Dog Bite Liability Insurance

Dog owners should be aware of local laws pertaining to their responsibilities if their dog bites someone, and also carry dog bite liability insurance to help pay legal and medical costs. It can be a great help to you and your pet if you can prove the animal was provoked in any way. If your dog bites someone, but you have video evidence that it happened in response to the animal being teased or treated cruelly (the person threw rocks or was using a stick to irritate the animal), as the dog’s owner you may be able to gain a better legal position in the matter. Notifying the parents of a child that you had actually observed the teasing or cruelty taking place could help determine the outcome of the incident.

We suggest that any notification be made both verbally and in writing by mail (certified mail is recommended). You should also keep a record of any and all events in case an investigation does occur. Any acts of animal cruelty should be reported to the local authorities and/or animal control department as well as humane organizations. This will establish a legal defense should you find yourself embroiled in a lawsuit.

Ways to help prevent aggressive behavior in dogs

There are several ways to stem the tide of bad behavior, and many owners of dogs choose to enroll their pets in obedience classes. Neutering male dogs can significantly reduce dominance problems and stem some other forms of aggression. Make sure your dog gets lots of appropriate exercise but also keep your dog on a leash or in a physically fenced in area whenever outside. Never leave young children alone with a dog, and teach them how to behave around animals.

You should also inform houseguests that they shouldn’t exhibit fear, as acting nervously around an animal often sends a message that most dogs will pick up or sense, especially dogs with aggressive tendencies. Guests should be instructed to never disturb your dog while sleeping or eating and ask children not to tease, yell, or make sudden movements around the animal.

You should always demonstrate what it means to be a responsible dog owner. Being an irresponsible dog owner can lead to circumstances that can be detrimental to both you and your pet. If you need to purchase dog bite liability insurance we suggest you speak to an agent and get a quote as soon as possible.