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Director : Theodore Melfi.
Producer : Donna Gigliotti, Peter Chernin, Jenno Topping, Pharrell Williams, Theodore Melfi.
Release : December 10, 2016
Country : United States of America.
Production Company : Fox 2000 Pictures, Chernin Entertainment, TSG Entertainment, Levantine Films.
Language : English.
Runtime : 127 min.
Genre : History, Drama.

Movie ‘Hidden Figures’ was released in December 10, 2016 in genre History. Theodore Melfi was directed this movie and starring by Taraji P. Henson. This movie tell story about The untold story of Katherine G. Johnson, Dorothy Vaughan and Mary Jackson – brilliant African-American women working at NASA and serving as the brains behind one of the greatest operations in history – the launch of astronaut John Glenn into orbit. The visionary trio crossed all gender and race lines to inspire generations to dream big.

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Quality: HD
Title : Beauty and the Beast
Release : 2017-03-17.
Language : English.
Runtime : 129 min.
Genre : Fantasy, Music, Romance.
Stars : Emma Watson, Dan Stevens, Luke Evans, Kevin Kline, Josh Gad, Ewan McGregor.

A live-action adaptation of Disney’s version of the classic ‘Beauty and the Beast’ tale of a cursed prince and a beautiful young woman who helps him break the spell.

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Professional Liability Claims and Attorney Liability Insurance

In the U.S., approximately 6% of all attorneys are likely to face an allegation of professional liability on an annual basis. Claims activity against attorneys has seen a steady increase in each of the past two decades, and there is no likelihood that this pattern will end any time soon.
Dealing with a professional liability claim can be expensive, which is why they need to carry attorney liability insurance. Even if ultimately cleared, the money spent on defense (not to mention the hours of time devoted to addressing the claim as well as the anxiety it may bring about), can be a very costly proposition.

 

Professional liability insurance helps to ease that burden by assuming much of the responsibility for responding to, and in the defense of, any claim. Coverage can also help protect against significant losses by helping attorneys meet their obligations to protect a clients’ interests, even during the worst of circumstances.

 

Some common causes of professional liability claims

Probably the most frequent claims brought against lawyers are those alleging simple mistakes, which include administrative errors or substantive errors of law. Claims suggesting that the lawyer completely and improperly abandoned a representation or entirely failed to address the client’s needs in any way are also quite common.

 

Increasingly, lawyers face suits in which the primary or sole allegation is one of breach of fiduciary duty, often because of a conflict of interest, and frequently based in duties arising through implication. Claims are also made as a result of fees suits brought against clients, along with claims brought by non-clients.

Risks typically covered by lawyers’ professional liability insurance

 

Legal malpractice policies are usually designed to provide coverage for claims that arise from “wrongful acts” committed in the rendering of legal services (sometimes called “professional services”) in the capacity as a lawyer and generally provide both indemnification coverage and claims expense coverage, subject to specified deductibles and endorsements.

 

Covered acts usually also include those committed in a variety of ancillary services regularly provided by lawyers, such as:

  • Services as a notary public

 

  • Services as a title agent and or title agency

 

  • Acting as a trustee or executor of an estate in connection with representation of a client, or

 

  • Acting as an officer, director, or member of a legal professional association

 

Broader coverage often can be added through amendment of various endorsements depending upon the lawyer’s circumstances and the carrier’s interest and capacity. Speak to an agent about concerns regarding attorney liability insurance today.

 

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Concerns Related to Attorney Professional Liability Insurance

More than 5% of all attorneys currently operating in the U.S. are likely to face an allegation of malpractice of some sort in the commission of their duties. Claims against attorneys have steadily increased in the last twenty years, a pattern with no potential end in sight. Lawyers in all areas of practice, in all parts of the country, are at risk every year.

Dealing with a professional liability claim is usually quite expensive. Even if ultimately cleared, the hours of time devoted to addressing the claim, the resulting anxiety of the situation, along with the money spent on defense can be a very costly proposition. Attorney professional liability insurance helps to ease that burden by sharing some of the monetary risk as well as by assuming much of the responsibility for responding to, and defending against a claim.

 

Some common causes of professional liability claims

Lawyer malpractice claims are varied; probably the most common claims brought against lawyers are those alleging simple mistakes, including administrative errors or substantive errors of law. Claims alleging that a lawyer completely and improperly abandoned a representation also occur rather frequently, as are claims that an attorney entirely failed to address their client’s needs in any way.

Lawyers increasingly face lawsuits in which the primary or sole allegation is one of breach of fiduciary duty, often because of a conflict of interest, and can be difficult to defend. In addition, claims are also made as a result of fees charged to clients, as well as the occasional claim brought by non-clients.

 

Risks typically covered by lawyers’ professional liability insurance

Legal malpractice policies are designed to provide coverage for claims that arise from “wrongful acts” committed in the rendering of legal or professional services in the capacity of operating as a lawyer and generally provide both, indemnification coverage and claims expense coverage, subject to specified deductibles and endorsements. In general, covered acts usually also include those committed in a variety of ancillary services many lawyers regularly provided to their clients in addition to their regular services, such as:

 

  • Services as a notary public
  • Operating as a title agent and or title agency
  • Acting as a trustee or executor of an estate, or
  • Acting as an officer or director of a legal professional association

 

In addition to attorney professional liability insurance, broader coverage can often be added through an amendment of various endorsements depending upon the lawyer’s needs and the carrier’s capacity. Speak to an agent regarding any questions or concerns.

 

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The Necessity of Liability Insurance for Lawyers

Attorneys Professional Liability Insurance

Attorneys Professional Liability Insurance

In an age of increasing litigation, attorneys know better than perhaps any other professionals the need for a good insurance package. For attorneys professional liability insurance is a crucial part of their business plan. In general, liability covers situations where clients claim a loss from a situation. In other words, they are alleging that a person or business caused them financial loss or hardship. There are two main forms of liability insurance:

  • General liability, covering harm from accidents
  • Professional liability, covering contractual or business loss

Errors and Omissions

Professional liability breaks down into two parts: errors and omissions. Errors imply that the professional made a mistake in paperwork or services in some way that created a financial loss for the claimant. This could the result of a flawed contract, or from services that didn’t do what they were supposed to do. The omissions aspect of attorneys professional liability insurance deal with information or services that were left out of the business or services that were not rendered but which should have been. This might mean important disclosures in real estate that the client didn’t receive, or an inspection that didn’t occur.

Eligibility and Limits for a Policy

Some insurers mandate certain eligibility requirements, such has having at least three attorneys in the firm, or having at least a certain amount of revenue each year. There are often financial limits such as $50 million. These policies may target attorneys who deal in real estate development, Wall Street investments, and patent claims, along with collections. A good insurer will be able to create an attorney professional liability insurance policy that fits most law firms.