Carmel Cyber Risk Insurance Concerns

Business owners now realize that no one is safe from a cyber attack. The risk of an intrusion against every business model has become so prevalent that it now makes the news on a regular basis. There have been attacks on everyone from major corporations, to small businesses, and even the White House was breached. This should serve as a reminder to many small business owners here in Carmel that they should invest in Carmel cyber risk insurance as part of their coverage package since they too may be vulnerable and should take steps to avoid similar attacks from data thieves.

Many companies in the area can greatly benefit from business insurance that deals specifically with cyber theft and cyber breaches and the resulting expenses incurred directly after a theft occurs. Once hackers get into your system, it doesn’t take very long to steal records, along with the concern that the data theft could also occur from within the company, either intentionally or unintentionally.

Some breaches occur from trusted insiders

Practically every company has sensitive information in their computers and an unauthorized person may be able to access this information, including a disgruntled worker who may be simply seizing an opportunity to profit by stealing personal records. Any business collecting and storing sensitive information from customers, including credit card information, contact information, social security numbers, medical information, etc. is a prime candidate for data theft.

Ways to reduce risks for cyber-attacks

Constantly changing the passwords you and your employees use to log into your technology systems on a regular basis can lower your odds of an attack. Avoid emailing sensitive information, or use a secured email service and have employees’ lock their computer screens anytime they are away from their desks for any length of time.

You should document all visitors and avoid allowing unescorted or unsupervised visitors access to your offices. Also, don’t open strange attachments or click unusual links in emails, especially from unknown senders that might introduce a virus into the system. Finally, have a written policy in place so that all employees understand the expectations and rules regarding how your business handles sensitive data.

To protect your small business from the damage caused by these types of exposures, consider a Carmel cyber risk insurance policy. Speak to an agent that can help you identify the risks your business may face before, during, and after an attack occurs.